Tag: Mortgage - Elva Esther Wright

Tag: Mortgage

Posted on 07/11/2021

Why (and Why Not) to Finance with a Credit Union

Image by Pete Linforth from Pixabay Property buyers today may think of a credit union as an alternative form of lending and ultimately meant for people who don't fit the stereotypical borrower. But this assumption may a little unfair once you learn the facts. Credit unions present several unique opportunities that you simply won't find anywhere else. We'll...

General Finance

Posted on 06/13/2021

Mortgage Basics for First-Time Homebuyers

Image by Tumisu from Pixabay Financing a new home can seem overwhelming. For first-time homebuyers, the entire concept of obtaining a mortgage might seem especially daunting. There are many different lenders and many different types of mortgages available, so it's difficult to know which ones are best. Here we will go over the common mortgage types available to...

First Time Buyer

Posted on 12/20/2020

What's a Seller-Financed Mortgage and Should I Consider One?

Photo by Charles Thompson via Pixabay A vast majority of homebuying transactions rely on the buyer qualifying for a mortgage through a bank. After all, most people don't have enough cash lying around to buy a home outright. Nowadays, you have more options with different types of lenders and alternative financing companies where you can seek pre-approval online....

Posted on 09/27/2020

Pros & Cons of Financing with a Mortgage Lender

Photo by Helloquence on Unsplash When financing a home purchase, one of the most basic decisions to make is where to get your mortgage from. The basic options are whether you should go to a mortgage lender or not. Financing with a mortgage lender has both pros and cons. Pro: Many Loan Options If you go to a...

Posted on 09/20/2020

Most Popular Mortgage Options

Photo by Mastersenaiper via Pixabay When it comes to financing your home, you have a several mortgage options available. Each type of mortgage offers different advantages, so be sure to do research before applying. Below are some of the most popular types of mortgages borrowers may consider. Conventional Loans A conventional loan is a mortgage not insured by...

Posted on 03/22/2020

Loan Options for Luxury Home Buyers

Photo by Vincent Rivaud from Pexels When you buy a luxury home, you have several options when it comes to paying for the home. While some luxury buyers invest fully in the home and purchase outright, most find that opting for a mortgage of some type keeps options open and reserves capital for other things. Mortgages can be...

Posted on 09/15/2019

Securing a Mortgage Loan Against Another Property

Most people that obtain a mortgage loan against another property usually plan to buy a second house. This means that they are not ready to sell or move out of their existing place of residence, but they wish to have a second house that they can occupy later, use as a vacation retreat or as an income property....

Posted on 08/18/2019

What to Know When Applying for a Bank Mortgage

Few people can save up the cash required to buy a house. If you're contemplating buying your first house, your first stop will probably be your local bank to inquire about a mortgage. When you talk to the mortgage officer, they will ask you to provide several documents. Various documents will be required at different stages of the...

Prequalification

Posted on 06/03/2018

Understanding Mortgage Payments

Posted on 04/09/2018

Questions to Ask a Mortgage Lender

Posted on 03/11/2018

How Your Credit Score Can Get You a Better Mortgage Rate

Provided by Elva Wright - CA DRE #01456222

Based on information from California Regional Multiple Listing Service, Inc. as of 09/19/2024 11:48 PM. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Realty Masters & Associates has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.